Overview

For Brazil, distinguish prepaid spending from secured credit. Prepaid purchases debit the limit enabled in the app; credit locks collateral and creates a bill payable in reais. A falling collateral value or unpaid bill can cause asset liquidation. Free has no monthly subscription or purchase Satsback. Plus, Pro and Max cost R$14.90, R$49.90 and R$99.90 monthly and return 0.5%, 1% and 1.5% in Bitcoin on eligible purchases, excluding crypto purchases. Subscription fees can be waived by combining card purchases and crypto trading over the preceding 30 days: R$1,500, R$5,000 or R$10,000, respectively. Physical issuance is included on paid plans; travel insurance and lounge benefits vary by plan and their own conditions. Foreign purchases can carry exchange costs and taxes. Compare net rewards after subscription, trading and conversion costs, and confirm your approved card modality in the app.