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Overview
Deposit funds into the app, choose how the available balance is used, and conversion takes place at checkout. USD purchases carry no Cashi payment fee; other currencies incur a 1% conversion fee. Eligible monthly subscriptions earn 3%, online shopping 2% and travel 1%; rewards become Spending Credit for future card payments, not withdrawable cash. Shopping rewards apply to up to US$500 of monthly spending per listed store and US$500 combined at other eligible stores; travel rewards are capped at US$20 monthly. Annual subscriptions, App Store subscription billing and various cash-like purchases are excluded. Google Pay supports contactless use; Apple Pay remains on the roadmap. The app provides spending limits, payment controls and instant freezing. Application and financial services depend on local rules and licensed partners; international merchant acceptance is not proof of residence eligibility.
Supported balances
USDC / USDT
Card network
Visa
Format
Virtual
Custody model
Custodial
Read each condition in its own context. Amounts are not a complete cost estimate.
Costs to watch
USD purchases carry zero payment fees from Cashi; transactions in other currencies incur a 1% foreign conversion fee.
Original source excerpt: Cashi standard transaction fees
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Head-to-Head Comparison
Cashi Card vs. Nexo Card Breakdown
See how this card compares in real fees, settlement mechanics, and daily yield.