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Published by the SpendCrypto editorial team · Editorial team & methodology

Cashi
Editorial illustration
Custodial

Cashi

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Overview

Deposit funds into the app, choose how the available balance is used, and conversion takes place at checkout. USD purchases carry no Cashi payment fee; other currencies incur a 1% conversion fee. Eligible monthly subscriptions earn 3%, online shopping 2% and travel 1%; rewards become Spending Credit for future card payments, not withdrawable cash. Shopping rewards apply to up to US$500 of monthly spending per listed store and US$500 combined at other eligible stores; travel rewards are capped at US$20 monthly. Annual subscriptions, App Store subscription billing and various cash-like purchases are excluded. Google Pay supports contactless use; Apple Pay remains on the roadmap. The app provides spending limits, payment controls and instant freezing. Application and financial services depend on local rules and licensed partners; international merchant acceptance is not proof of residence eligibility.

Supported balances

USDC / USDT

Card network

Visa

Format

Virtual

Custody model

Custodial

Read each condition in its own context. Amounts are not a complete cost estimate.

Costs to watch

  • USD purchases carry zero payment fees from Cashi; transactions in other currencies incur a 1% foreign conversion fee.

    Original source excerpt: Cashi standard transaction fees

    Official source · Consulted: 2026-10-11

    Original source excerpt

    USD purchases carry no Cashi payment fee; other currencies incur a 1% conversion fee at the time of transaction.

How rewards work

  • Eligible monthly subscriptions earn 3%, online shopping 2% and travel 1% as Spending Credit for card balances (not cash withdrawals).

    Original source excerpt: Cashi Spending Credit rewards program

    Official source · Consulted: 2026-10-11

Important restrictions

  • Shopping cashback applies up to $500 monthly per listed store ($500 combined elsewhere); travel cashback capped at $20/month.

    Original source excerpt: Cashi store caps and program exclusions

    Official source · Consulted: 2026-10-11

Sources and verification

Ready to take the next step?

If the costs and restrictions fit your needs, continue to the provider. Account creation, app installation or further checks may be required.

Continue with provider

This referral link may open a website or app. Review current terms and confirm your eligibility before signing up. We may earn a commission when you use this link.

Head-to-Head Comparison

Cashi Card vs. Nexo Card Breakdown

See how this card compares in real fees, settlement mechanics, and daily yield.

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