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Published by the SpendCrypto editorial team · Editorial team & methodology

MetaMask Card
Editorial illustration
Self-custody

MetaMask Card

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Overview

Payments convert the selected wallet balance at checkout; choose the funding account, token and spending permissions in the app. The free tier earns 1% in mUSD. Metal costs US$199 per year and earns 3% on the first US$10,000 spent each year, then 1%; its ATM fee allowance is US$1,200 per month. Apple Pay and Google Pay support in-store payments. Application availability differs from worldwide merchant acceptance: the issuer lists Brazil, Canada, several Latin American and European countries, while new US and UK signups are temporarily closed. Metal availability is regional. Review the current fee table, supported chain and token combination, and permissions before funding; network and conversion costs can still apply. The app lets you set spending limits, freeze the card and export transaction history.

Supported balances

mUSD / wETH / EURe / GBPe / USDC / USDT

Card network

Mastercard

Format

Virtual, Physical

Custody model

Self-custody

Read each condition in its own context. Amounts are not a complete cost estimate.

Costs to watch

  • Virtual tier has $0 annual fee. Metal tier costs $199/year with free ATM withdrawals up to $1,200/month (2% fee thereafter).

    Original source excerpt: MetaMask Card tier fees and ATM allowances

    Official source · Consulted: 2026-10-11

    Original source excerpt

    Virtual card has $0 annual fee. Metal tier costs $199/year. ATM withdrawals have no fee up to $1,200/month, then 2%.

How rewards work

  • Virtual earns 1% back in mUSD. Metal earns 3% mUSD on the first $10,000 spent annually, then 1% on subsequent purchases.

    Original source excerpt: MetaMask Card cashback rules

    Official source · Consulted: 2026-10-11

    Original source excerpt

    1% mUSD back with every MetaMask Virtual Card transaction; 3% mUSD back on first $10,000 spend, then 1% with every MetaMask Metal Card transaction.

Important restrictions

  • Supported in Brazil, Canada, and select Latin American and European countries. New US and UK signups are currently closed.

    Original source excerpt: MetaMask Card regional issuance eligibility

    Official source · Consulted: 2026-10-11

Sources and verification

Ready to take the next step?

If the costs and restrictions fit your needs, continue to the provider. Account creation, app installation or further checks may be required.

Continue with provider

This referral link may open a website or app. Review current terms and confirm your eligibility before signing up. We may earn a commission when you use this link.