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Published by the SpendCrypto editorial team · Editorial team & methodology

RedotPay
Editorial illustration
Custodial

RedotPay

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Overview

Fund the account and crypto is converted automatically for purchases or cash withdrawals. Standard issuance costs US$10 digitally or US$100 physically, with no annual card fee. The published schedule charges 1% crypto conversion and 1.2% for a transaction in a currency other than the card currency; USD-card ATM withdrawals cost 2% up to US$10,000 monthly and 3% on the excess. Operator or selected-merchant fees can add to this. Optional Pro membership costs US$12.90 monthly or US$129 annually and offers 3% on eligible Apple Pay/Google Pay purchases, capped at US$18 monthly in spending credits that cannot be withdrawn or transferred. The annual plan includes issuance and ATM benefits subject to conditions. Identity, residence and nationality restrictions apply, including exclusion of the US. Check card-issuance and shipping restrictions separately from worldwide acceptance before funding or ordering.

Supported balances

BTC / ETH / BNB / SOL / S / SUI / TRX / XRP / USDT / USDC

Card network

Visa

Format

Virtual, Physical

Custody model

Custodial

Read each condition in its own context. Amounts are not a complete cost estimate.

Costs to watch

  • Issuance is $10 for virtual and $100 for physical, with no annual fee. Transactions incur 1% crypto conversion and 1.2% foreign transaction fee.

    Original source excerpt: RedotPay standard card fee schedule

    Official source · Consulted: 2026-10-11

    Original source excerpt

    Standard issuance costs US$10 digitally or US$100 physically, with no annual card fee. The published schedule charges 1% crypto conversion and 1.2% FX.

How rewards work

  • Pro plan offers 3% back on eligible mobile wallet purchases, capped at $18 monthly in non-withdrawable spending credits.

    Original source excerpt: RedotPay Pro membership cashback credits

    Official source · Consulted: 2026-10-11

Important restrictions

  • Identity and residency restrictions apply, excluding US residents. ATM withdrawals incur 2% up to $10,000 monthly and 3% on excess.

    Original source excerpt: RedotPay restricted jurisdictions and ATM withdrawal limits

    Official source · Consulted: 2026-10-11

Sources and verification

Ready to take the next step?

If the costs and restrictions fit your needs, continue to the provider. Account creation, app installation or further checks may be required.

Continue with provider

This referral link may open a website or app. Review current terms and confirm your eligibility before signing up. We may earn a commission when you use this link.