Overview

This is a separate payment account inside the Tangem app, issued by Rain and provided by Paera; purchases use only the balance allocated to the card, not the rest of your hardware wallet. A Tangem Wallet, identity verification and an eligible residential address are required. The Basic tier has no monthly fee and pays 1% cashback in USDC, capped at US$100 per month; Plus costs US$29.99 monthly, with conditional waivers, and pays 2%, capped at US$300. Bank funding, blockchain transfers and FX can carry costs. Basic ATM withdrawals cost 4%, versus 2% on Plus, with US$250 per withdrawal and three withdrawals per day. Apple Pay and Google Pay enable contactless use. Available in the US and selected countries in Latin America, Asia-Pacific, the Middle East and Africa; country and state restrictions apply. Physical cards and some premium benefits remain announced for a future release.