Tria Card

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Overview

Tria Card is a self-custodial crypto payment card issued on the Visa network in partnership with licensed issuers (Nimbus, LLC internationally and Third National, LLC in the US). Users retain custody of their assets, posting supported digital assets (including USDC and USDT) as collateral to fund card spending. The program offers Virtual (5), Plastic (09), and Metal (50) tiers with 0% purchase APR. Transaction fees include foreign exchange up to 3.0% and USDC settlement/deposit up to 1%. Tiered cashback is distributed in stablecoins: Virtual earns 1.5% up to a 00 monthly cap (0.5% above cap); Signature earns 4.5% up to ,000 (1.0% above); and Premium earns 6.0% up to ,000 (1.0% above). ATM withdrawals incur up to + 3%. Excluded from rewards are ATM cashouts, gambling, and peer-to-peer transfers.

Supported balances

USDC / USDT

Card network

Visa

Format

Virtual, Physical

Custody model

Self-custody

Read each condition in its own context. Amounts are not a complete cost estimate.

Product and program

Tria (Threely Dimensions Inc.) provides the self-custodial platform; the card is issued by Nimbus, LLC (internationally) and Third National, LLC (US) under license from Visa.
Original source excerpt: Tria Card — Card issuing legal entities, technology provider, and licensing
Official source · Consulted: 2026-10-16

Costs to watch

Virtual Card: 5 annual fee. Plastic Card: 09 annual fee. Metal Card: 50 annual fee.
Original source excerpt: Tria Card — Annual fees across Virtual, Plastic, and Metal tiers
Official source · Consulted: 2026-10-16
Original source excerpt
Virtual Card: 5 - Plastic Card: 09 - Metal Card: 50
0% APR on purchases. No interest charged when obligations are cleared per billing cycle.
Original source excerpt: Tria Card — Purchase APR and finance charges
Official source · Consulted: 2026-10-16
Original source excerpt
Annual Percentage Rate (APR) for Purchases 0%
Foreign Exchange (FX) up to 3% and international transactions up to 1% depending on currency and jurisdiction.
Original source excerpt: Tria Card — Foreign currency and international processing fees
Official source · Consulted: 2026-10-16
ATM cash withdrawals cost up to + 3%. Balance inquiries and declined ATM attempts cost up to each.
Original source excerpt: Tria Card — ATM inquiries, declines, and cash withdrawal fees
Official source · Consulted: 2026-10-16

How rewards work

Tiered cashback paid in stablecoins: Virtual 1.5% up to 00 cap (0.5% above); Signature 4.5% up to ,000 cap (1.0% above); Premium 6.0% up to ,000 cap (1.0% above).
Original source excerpt: Tria Card — Tiered cashback schedule from 1 June 2026 onwards
Official source · Consulted: 2026-10-16
Original source excerpt
Virtual Card: 1.5% Base Cashback Rate, Monthly Spend Cap USD 100, Reduced Rate 0.5%. Signature Card: 4.5% Base Cashback Rate, Monthly Spend Cap USD 1,000,…
Staking badges provide an additional boost up to the monthly spend cap: Seed +0.25%, Growth +0.50%, Momentum +1.00%, VIP +1.50%, VIP Infinity +2.00%.
Original source excerpt: Tria Card — Additional staking badge boost percentages on eligible spend up to monthly spend cap
Official source · Consulted: 2026-10-16

Important restrictions

Spending is secured by digital asset collateral. A liquidation event occurs if payment obligations are overdue by 1 calendar day or if collateral drops below outstanding charges.
Original source excerpt: Tria Card — Digital asset collateral, spending limits, and liquidation rules
Official source · Consulted: 2026-10-16
Cashback excludes ATM cash withdrawals, gaming, gambling, cash-like purchases, cryptocurrency buys, and peer-to-peer money transfers.
Original source excerpt: Tria Card — Categories excluded from cashback eligibility under Schedule 4
Official source · Consulted: 2026-10-16

Sources and verification

docs.tria.so · Consulted: 2026-10-16
docs.tria.so · Consulted: 2026-10-16
docs.tria.so · Consulted: 2026-10-16
tria.so · Consulted: 2026-10-16

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