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Overview
Switch between two payment modes in the app. Debit converts eligible Flexible Savings balances at purchase, following your chosen spending order. Credit opens a crypto-backed loan: interest and collateral risk remain until repayment. No monthly, annual or inactivity card fees. In eligible markets, Credit purchases can earn 0.5%–2% in NEXO or 0.1%–0.5% in BTC, depending on loyalty tier and a portfolio above $5,000; this is not a Debit reward. The European program covers selected EEA countries and the UK, subject to identity verification and local terms. Activation requires $50; ordering the physical version requires more than $5,000 and Gold tier or higher. FX costs depend on the transaction currency and increase on weekends; free ATM allowances depend on tier. Apple Pay and Google Pay are supported. Check your regional terms in the app before applying.
Supported balances
BTC / ETH / EURx / USDx / GBPx
Card network
Mastercard
Format
Virtual, Physical
Custody model
Custodial
Read each condition in its own context. Amounts are not a complete cost estimate.
Costs to watch
No monthly, annual, or inactivity fees. Foreign exchange costs depend on transaction currency with higher spreads on weekends.
Original source excerpt: Nexo Card fee schedule
Official source (nexo.com) · Consulted: 2026-10-11
Original source excerpt
No monthly, annual or inactivity card fees. FX costs depend on the transaction currency and increase on weekends.
How rewards work
Credit mode purchases earn 0.5%–2% in NEXO tokens or 0.1%–0.5% in BTC based on Loyalty Tier and portfolio balance above $5,000. Debit mode does not earn rewards.
Original source excerpt: Nexo Card Credit mode cashback
Official source (nexo.com) · Consulted: 2026-10-11
Important restrictions
Nexo Card is issued to citizens and residents of the EEA, UK, Switzerland (CH), Andorra, Monaco, and select LATAM markets (AR), while the broader Nexo platform (Credit Lines, Yield, Exchange — eligible for referral commissions) operates in 150+ countries and officially relaunched in the United States (US) in February 2026 via regulated partner infrastructure. Digital nomads and expats holding EEA/UK/CH residency documents or banking Proof of Address can activate the virtual card and spend globally via Apple/Google Pay with 0% FX up to their tier quota.
Original source excerpt: Nexo Card regional issuance & global platform eligibility (150+ countries including US relaunch)
Official source (support.nexo.com) · Consulted: 2026-10-19
Original source excerpt
European Economic Area, United Kingdom and select European countries: You can choose either EUR or GBP as your Card currency. Available to citizens and residents…
Sources and verification
nexo.com · Consulted: 2026-10-23
Ready to take the next step?
If the costs and restrictions fit your needs, continue to the provider. Account creation, app installation or further checks may be required.
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Side by side
Bleap Card vs. Nexo Card
Self-custody with up to 20% USDC cashback and $0 staking vs. BTC/ETH collateral credit line and daily yield.
