RedotPay

This referral link may open a website or app. Review current terms and confirm your eligibility before signing up. We may earn a commission when you use this link.

Overview

Fund the account and crypto is converted automatically for purchases or cash withdrawals. Standard issuance costs US$10 digitally or US$100 physically, with no annual card fee. The published schedule charges 1% crypto conversion and 1.2% for a transaction in a currency other than the card currency; USD-card ATM withdrawals cost 2% up to US$10,000 monthly and 3% on the excess. Operator or selected-merchant fees can add to this. Optional Pro membership costs US$12.90 monthly or US$129 annually and offers 3% on eligible Apple Pay/Google Pay purchases, capped at US$18 monthly in spending credits that cannot be withdrawn or transferred. The annual plan includes issuance and ATM benefits subject to conditions. Identity, residence and nationality restrictions apply, including exclusion of the US. Check card-issuance and shipping restrictions separately from worldwide acceptance before funding or ordering. For Brazilian residents, cross-border stablecoin funding and offshore balances fall under BCB FX rules (Res. 521/2025), the Oct 30, 2026 SPSAV banking cutoff prohibiting local payment institutions from servicing unlicensed VASPs in Nov 2026 (Res. 519, 520 & 589—favoring direct on-chain USDT/USDC deposits over third-party Pix bridges), COAF reporting on >= US$10,000 local VASP self-custody flows (Res. 588; 24h hold under Res. 584 from Jan 2027), and Receita Federal DeCripto (IN RFB 2.291/2025 / CARF).

Supported balances

BTC / ETH / BNB / SOL / S / SUI / TRX / XRP / USDT / USDC

Card network

Visa

Format

Virtual, Physical

Custody model

Custodial

Read each condition in its own context. Amounts are not a complete cost estimate.

Costs to watch

Issuance is $10 for virtual and $100 for physical, with no annual fee. Transactions incur 1% crypto conversion and 1.2% foreign transaction fee.
Original source excerpt: RedotPay standard card fee schedule
Official source (www.redotpay.com) · Consulted: 2026-10-11
Original source excerpt
Standard issuance costs US$10 digitally or US$100 physically, with no annual card fee. The published schedule charges 1% crypto conversion and 1.2% FX.

How rewards work

Pro plan offers 3% back on eligible mobile wallet purchases, capped at $18 monthly in non-withdrawable spending credits.
Original source excerpt: RedotPay Pro membership cashback credits
Official source (www.redotpay.com) · Consulted: 2026-10-11

Important restrictions

Available in 150+ countries across Asia-Pacific, Latin America (including Brazil BR), the EEA, UK, and Middle East. Supports fast passport/national ID KYC and instant virtual card provisioning for Apple Pay and Google Pay — making it one of the most accessible cards for non-US digital nomads. Excludes US residents; ATM withdrawals incur 2% up to $10,000/month and 3% above.
Original source excerpt: RedotPay global non-US availability (150+ countries) and nomad KYC
Official source (www.redotpay.com) · Consulted: 2026-10-19
For Brazilian residents, cross-border stablecoin funding and offshore balances fall under BCB FX rules (Res. 521/2025), the Oct 30, 2026 SPSAV banking cutoff prohibiting local payment institutions from servicing unlicensed VASPs in Nov 2026 (Res. 519, 520 & 589—favoring direct on-chain USDT/USDC deposits over third-party Pix bridges), COAF reporting on >= US$10,000 local VASP self-custody flows (Res. 588; 24h hold under Res. 584 from Jan 2027), and Receita Federal DeCripto (IN RFB 2.291/2025 / CARF).
Original source excerpt: Brazil BCB (Res. 519/520/521/584/588/589) & RFB DeCripto Compliance
Official source (www.redotpay.com) · Consulted: 2026-10-18
Original source excerpt
BCB Resolutions 519, 520, 521, 584, 588 & 589 (Oct/Nov 2026 SPSAV licensing, FX & COAF >= US$10k self-custody rules) and RFB IN 2.291/2025 (DeCripto).

Sources and verification

helpcenter.redotpay.com · Consulted: 2026-10-22

Ready to take the next step?

If the costs and restrictions fit your needs, continue to the provider. Account creation, app installation or further checks may be required.

Continue with provider